Frequently Asked Questions

Beware of imitators! Hawaii Auto Loans has recently been informed of "copycats" surfacing on the web and local classifieds. These imposters have similar ads and even similar names to HawaiiAutoLoans.com. Be aware that by entering these sites your personal information and indentity could be in jeapordy. We're the original and have been in business since 2004. Rest assured that your information is secure with us.
Call us at 808-524-LOAN (5626) to get driving today. Aloha.

FAQs (Frequently Asked Questions)

What does Hawaii Auto Loans do?

Hawaii Auto Loans is a full service program that helps you with your vehicle purchase from A to Z. We'll work with you to find the vehicle and loan that fits your needs and current situation.

How much does using Hawaii Auto Loans cost?

Hawaii Auto Loans is a free service. You pay nothing out of pocket whether you obtain a vehicle or loan from us or not.

Will my credit score drop if you pull my credit report?

Quoting Myfico.com, the company that created the FICO risk score that lenders use. " Looking for new credit can equate with higher risk, but most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on the credit score." Using Hawaii Auto Loans further reduces the chance that your credit score will be affected by reducing the amount of credit inquiries required to purchase your vehicle.

Why use Hawaii Auto Loans instead of going dealer to dealer?

1. No more wondering if you'll be approved. Most buyers don't know that "Dealership A" could have access to totally different banks than "Dealership B". Depending on your credit situation, this could become quite a long guessing game. Why spend hours at a dealership wondering if you'll get approved? We'll do the research to get you pre-approved and find the vehicle that fits your needs.

2. No more random salespeople. You never know who you'll end up with when you walk into a dealership. It's uncomfortable to discuss credit matters with a complete stranger. Our friendly representatives understand that bad things happen to good people and will treat you with respect.

What makes Hawaii Auto Loans different from the other guys out there?

Hawaii Auto Loans is locally owned and operated and has been around for 9+ years. You'll deal with a local representative, not some mainland answering service. Most of these other "auto loan services" don't even offer loan services. They gather your information and sell it to dealerships and other companies. Some have reported getting calls from 5 different dealerships after submitting only one application. We will NEVER sell your information.

Do you find loans for private party vehicles? (Vehicles not at dealerships)

We do not work with private party vehicles. There are too many risks in private party vehicles. A good example is a vehicle's engine blowing up a week after being purchased from a private party. If the seller has moved off island or changed his number there is little a buyer can do. If this vehicle was purchased from a dealership we'd be able to hold someone accountable and be able to help the buyer find a solution to the problem.

Can I get a brand new car?

Yes. Depending on your credit situation we can assist you in getting a brand new vehicle. If a new vehicle doesn't work for your situation we can assist you in finding a quality preowned one.

Can you get me a motorcycle?

We currently only deal with cars, trucks, suv's, van's etc.

Hawaii Auto Loans

Let HawaiiAutoLoans.com be the ray of light that guides you throughout your car purchase.

Hawaii Auto Loans can get you the car, truck, van or suv you want. We've assisted with thousands of loans in hawaii over the years and have the experience to save you time and money. (Headaches also)

Feel free to give us a call if you have any questions. There's absolutely no obligation and we are a free service. We'd be happy to chat with you about auto loan options for you or your friends and family.

Military Auto & Car Loan Programs

Hawaii Auto Loans is proud to serve our local military. Whether you're new to the islands or have been stationed here for a while... We can help you find the perfect vehicle and auto loan. Air Force, Navy, Marines, Coast Guard and US Army car loans are our specialty!

We have years of experience helping our military find the perfect vehicle and loan. We've assisted E1's to Officers. Good credit, bad credit or no credit at all. Hawaii Auto Loans can find a solution to meet your needs. Lenders we work with include MILES, SNAAC, Local Banks and various Federal Credit Unions. Get your specialized military car loan today. Ask about our special military discounts on vehicles.

Hawaii Car Loan Specialist

Please call 524-LOAN (5626) if you are having web browser compatibility issues with our normal application form.

Hawaii Auto Loans has many new Auto and Car financing programs available. Feel free to call us for more information at anytime.

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